yuppie, yuppy (n.)

 A young city or suburban resident with a well-paid professional job and an affluent lifestyle.
y(oung) + u(rban) + p(rofessional) influenced by yippie.

*http://www.thefreedictionary.com/yuppie*
 
 

yuffy (n.)

A young/not so young city or suburban resident with a zero-paid non professional job and a lifestyle.
y(oung) + u(rban) + f(iscal) + f(ailure) influenced by yuppy.